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Summer

Stablecoin finance for agencies

Run agency money on stablecoins.
Cut the overhead.

Multi wallets, crypto invoicing, mass payouts, crypto settlements, reporting and budget control — one bookkeeping system, zero banking friction.

Book a demo
Wallets in Tron & Eth chains — reconciled in one place
100%
Inflows AML-screened before they land
<10 min
From metric to creator payout run
  • USDT & USDC
  • Ethereum + Tron
  • AML-screened inflows
  • Anti fraud
  • Non-custodial
  • Gas sponsorship

Dashboard

Live
Display in USD

Total balance

$1,284,500

across 17 wallets · 2 chains

Incoming

$6,930,500

▲ 22.4% vs previous 30 days

Outgoing

$5,180,240

▼ 9.1% vs previous 30 days

Net flow

$1,750,260

▲ net inflow for the period

Net cash flow

Net (in − out)

By the numbers

What one system actually saves you

Figures are illustrative placeholders — swap for verified numbers before launch. The takeaway: replacing manual crypto ops with one bookkeeping system pays for itself in hours, fees and risk.

12h

/week

Finance hours saved — no more matching hex transfers to invoices by hand

100%

of inflows

AML-screened before funds touch your treasury

<60s

to settle

Stablecoin transfers clear in seconds — not multi-day bank wires

wallets & chains

Every wallet on Ethereum & Tron, unified in one reconciled ledger

USDT & USDCEthereum + TronAML-screened inflowsAnti fraudNon-custodialGas sponsorshipUSDT & USDCEthereum + TronAML-screened inflowsAnti fraudNon-custodialGas sponsorship

The operating model

Money in. Money out. Fully controlled.

One service replaces a stack of tools, messenger threads, screenshots and spreadsheets — from advertiser payment to creator payout and P&L report

01MONEY IN

Invoice in stablecoins. Screen every dollar.

Bill advertisers and clients in USDT or USDC, track receivables and overdue balances live, and AML-screen every incoming wallet before funds land. Invoices go out to clients by email and payment status is tracked automatically.

  • Stablecoin invoicing & receivables
  • Outstanding / overdue tracking
  • Wallet AML / KYT screening
  • Exchange-safe treasury

Invoices · Receivables

Live
Incoming invoices

Outstanding

$1,284,500

12 invoices

Overdue

$318,900

4 invoices

Paid this month

$2,940,000

38 invoices

Drafts

$96,000

3 invoices

InvoiceCounterpartyAmountDue dateStatus
INV-2041Northwind Media$240,000May 22Pending
INV-2038Meridian Partners$185,000May 19Pending
INV-2034Halcyon Network$92,500May 12Overdue
INV-2030Vector Publishers$410,000May 02Paid
INV-2027Cobalt Agency$67,000Apr 28Paid
INV-2025Lumen Studio$133,500May 26Pending
02MONEY OUT

Pay the world on autopilot.

Run bulk and recurring payouts to creators, publishers and contractors across countries — triggered straight from your ERP, analytics or performance metrics.

  • Batch & recurring payouts
  • Multi-chain & multi-asset
  • Approval workflows & controls
  • ERP / API payout triggers

Payments

Live
Batch payout
RecipientAddressChainAmountAsset
Atlas Creators Ltd0x7a3f…9C21ETHEREUM$48,000USDT
Lumen StudioT9yQ…Hq2TRON$31,500USDT
Brightline Affiliates0x4d8b…1F07ETHEREUM$22,750USDC
Cobalt AgencyTKp3…Lm9TRON$18,900USDT
Vector Publishers0xB12e…7A4dETHEREUM$64,200USDT
Halcyon Network0x9c01…E5b8ETHEREUM$12,400USDC

4 selected · Total: $166,450

03CONTROL

See real profitability per client or per project.

Manage multi-client and per-project budgets and ad-account funding from one layer, and read client-, project- and campaign-level P&L without stitching spreadsheets.

  • Multi-client / project budgets
  • Ad-account funding & top-ups
  • Client & campaign P&L
  • ROI & operational insight

P&L report

Live
This month · USD

Total income

$3,229,597

for the period

Total expenses

$2,640,180

for the period

Net profit

$589,417

income − expenses

Margin

18%

net margin

Expenses breakdown

CategoryTypeAmount% of total
Media & ad spendExpense$1,372,89452%
Creator payoutsExpense$607,24123%
Contractor feesExpense$396,02715%
Software & toolsExpense$158,4116%
Payroll & PeopleExpense$105,6074%

The product

One workbench. Every money workflow.

Not six tools bolted together — one system. Click through the surfaces your finance team lives in. Previews use fabricated data.

DashboardTreasury at a glance — balance, flow, net.

Dashboard

Live
Display in USD

Total balance

$1,284,500

across 17 wallets · 2 chains

Incoming

$6,930,500

▲ 22.4% vs previous 30 days

Outgoing

$5,180,240

▼ 9.1% vs previous 30 days

Net flow

$1,750,260

▲ net inflow for the period

Net cash flow

Net (in − out)

The ROI

What manual crypto ops really cost you

Every row is hidden ops overhead today — hours lost to spreadsheet reconciliation, copy-pasted addresses and stale budget tabs. The right column is the same work on Summer. Effort is directional, not a benchmark.

Workflow
Manual / spreadsheets
On Summer
Reconcile incoming payments
Hours/week matching hex txs to invoices by hand
Auto-matched against invoices, by default
Run a creator payout batch
Copy-paste addresses, screenshot approvals
Select recipients → approve → execute
Screen inflows for AML risk
Ad-hoc, after funds already landed
Every wallet scored before it touches treasury
Track a client budget
A spreadsheet per client, always stale
Live budget vs actual, per client
Trigger payouts from performance
Manual export → manual send
ERP / API rule fires the payout run
Close client P&L
Stitch tabs, reclassify, hope
Client & campaign P&L, reconciled

Custom pricing scoped to volume & workflows — no public price list. Book a demo for a mapped estimate.

Book a demo

Work as a team

Your whole finance team, with the right access

Invite finance, ops and leadership with role-based access. Scope every wallet down to view, send and approve — so spend stays visible per client and nothing moves without sign-off.

Owner
Full control — billing, team, every wallet & policy.
Admin
Manage wallets, payouts, approvals and integrations.
Accountant
Invoices, reconciliation, P&L & exports — no payouts.
Viewer
Read-only dashboards, budgets and reports per client.
  • Per-wallet permissions

    Grant view, send or approve on each wallet or entity.

  • Approval workflows

    Policy-based sign-off before any payout executes.

  • Spend visibility per client

    Scope budgets and P&L to the clients a member owns.

  • Full audit trail

    Every approval, change and movement logged & exportable.

Roles & permissions

Live
Team access
MemberRoleViewSendApproveScope
Ava Lindqvist
ava@agency.example
OwnerAll wallets & entities
Marco Reyes
marco@agency.example
AdminAll client wallets
Priya Nandakumar
priya@agency.example
AccountantInvoices & reporting
Tom Becker
tom@agency.example
ViewerNorthwind client only

Per-wallet permissions · approval workflows · full audit trail

Security & compliance

Clean money, or it doesn't move

Summer is an accounting and operations layer — you keep custody, Summer never holds your keys. Every incoming transaction and wallet is screened so you can safely convert through exchange and banking partners.

Non-custodial
No private keys held by Summer — ever.
AML / KYT on inflows
Risk score, risk level and blacklist status per check.
Full audit trail
Every approval and movement, logged and exportable.
Exchange-safe
Screened funds, ready for off-ramp partners.

AML check

Live

AML address check

Paste a wallet address…
TRON
Charged from your service balance
Date (UTC)AddressRisk scoreRisk levelStatus
2026-05-18 09:42 UTC0x7a3f…9C21ETHEREUM32%MediumCompleted
2026-05-17 16:08 UTCT9yQ…Hq2TRON8%LowCompleted
2026-05-17 11:21 UTC0x4d8b…1F07ETHEREUM61%HighCompleted

Anti-fraud

Anti-fraud monitoring

Coming soon

Fraud lives in the connections between wallets — not in a single score.

Real-time graph analysis across every wallet you watch, block-to-alert in under 15 seconds, read-only on-chain data — no keys, no ledger access — and exportable audit trails for compliance sign-off.

KickbackRound-tripSelf-dealingDirect clientGhost employeeSplittingFresh walletScam link
8 detection patterns · 4 chains · 0 keys accessed · <15s alerts

Privacy

Stealth payments

Pay vendors and team members privately. Route transit transfers through rotating wallets, split a single payout across multiple sources, and issue disposable one-time addresses for incoming funds.

  • Transit transfers via rotating wallets
  • Split a payout across multiple wallets
  • Disposable one-time receiving addresses
  • Payees never see your treasury
Coming soon

Virtual cards for agency spend

Virtual cards with built-in expense tracking, budgeting, and reconciliation — connected to your agency finance operations.

Issue stablecoin-funded cards for

Advertising spendSoftware / AI subscriptionsOperational expensesBusiness travelTeam purchases

Fully integrated with your crypto treasury and accounting workflows.

VISASummer

•••• •••• •••• 4921

AGENCY SPENDUSDT-FUNDED

Join the virtual cards waitlist

Be first to issue cards when it launches. No spam, one update.

No spam. One launch email when virtual cards go live.

FAQ

Questions agency finance teams ask

USDT and USDC across Ethereum and Tron — the rails agencies actually use for cross-border advertiser payments and creator payouts.

Get started

Stop reconciling screenshots.
Run it on Summer.

Book a demo to see how your team can automate crypto payouts, manage wallets and budgets, and scale global operations on stablecoins.

Book a demoNo keys held · USDT & USDC · ETH + Tron